Social Security Disability Insurance (SSDI) enters November with a new average value of $134 per day, reflecting updated cost-of-living calculations for 2025. While the total monthly amount hasn’t changed drastically, this figure shows how much support disabled Americans receive when broken down to a daily basis and it’s a reminder of how crucial that help remains for millions of households.
For many SSDI recipients, the timing of that payment matters as much as the number itself. The new month starts with a weekend and a national holiday just around the corner, pushing the Social Security Administration (SSA) to process deposits earlier for some beneficiaries. Others will still follow the traditional Wednesday cycle based on their birth date.
SSDI payment schedule for November
The SSA continues to distribute SSDI benefits on a staggered schedule. Those with birthdays between the 1st and 10th receive payments on Wednesday, November 12. Recipients born between the 11th and 20th are paid on Wednesday, November 19, and those with birthdays from the 21st through the 31st get their money on Wednesday, November 26.
People who receive both SSDI and Supplemental Security Income (SSI) are usually paid at the very end of the previous month. Since November 1 falls on a Saturday this year, SSI-linked payments were processed earlier —most hitting bank accounts between October 30 and 31. That means some recipients have already started the month with their benefits in hand.
This adjusted timeline avoids delays and ensures that beneficiaries don’t have to wait through a weekend or bank holiday to access their funds. Still, anyone who hasn’t received their deposit by the expected day should double-check their account information through My Social Security or contact their local SSA office.
Understanding the $134-per-day benchmark
The $134 figure represents the average daily value of SSDI benefits across the United States. When calculated from the national monthly average of roughly $4,020, it highlights how much financial support disabled workers rely on to cover everyday needs. That includes rent, medication, groceries, transportation, and medical expenses — all rising faster than general inflation.
The adjustment doesn’t mean beneficiaries are suddenly getting more money per se, but it reflects ongoing cost-of-living increases that have been gradually incorporated into 2025’s Social Security payment tables. With inflation hovering around 3%, the SSA’s indexing ensures disability benefits keep pace, even if the day-to-day math looks a bit different.
What SSDI recipients should do this month
If your payment hasn’t arrived yet, don’t panic. Many banks process federal deposits overnight, and depending on your financial institution, the transaction might appear with a short delay. Double-check your routing and account numbers, since even small errors can hold up the payment.
It’s also smart to review your benefit record online. The “Payment History” section of your My Social Security profile lists all pending and completed deposits. If the payment still doesn’t appear after your assigned date, contact your local SSA branch or call the national helpline.
Recipients who receive both SSDI and SSI should also keep in mind that each program follows a slightly different deposit calendar. SSI always pays at the start of the month, while SSDI typically lands mid-month based on your birthday.