Social Security retirees across the United States are receiving a new payment this week. The $1,907 check lands today, Wednesday, November 12, for millions of Americans born between the 1st and 10th of the month. It’s part of the regular Social Security cycle that distributes benefits in waves based on each retiree’s birth date.
These payments are crucial for millions of households that rely on Social Security as their main source of income. With inflation still pushing prices higher in food, housing, and utilities, each monthly deposit brings some relief even if it’s just to keep up.
Social Security: who gets paid today
The Social Security Administration divides monthly benefits into four groups. The first payment went out on November 1 to people who began collecting before May 1997 or who receive both Social Security and Supplemental Security Income (SSI).
Now it’s the turn of retirees born in the first ten days of any month, who will see their $1,907 check deposited today. The next round will follow on November 19 for those with birthdays between the 11th and 20th, and the final wave on November 26 for those born from the 21st onward.
What this month’s Social Security check means
The average benefit for retired workers has now climbed to $1,907 per month, according to the latest figures. But the amount each person receives depends heavily on their work history, lifetime earnings, and the age at which they filed for benefits.
Someone who delayed retirement until 70 can receive up to $4,873 per month in 2025, while others who claimed early may be below the average. Payments are made by direct deposit or Direct Express cards, and paper checks have nearly disappeared from the system.
Inflation adjustments and next year’s increase
All eyes are already on the Cost-of-Living Adjustment (COLA) that takes effect in January 2025. This yearly increase is designed to keep Social Security benefits aligned with inflation, though the rise expected for 2025 will be modest compared to the past two years.
For retirees, that small boost can still make a difference when balancing grocery bills or medical costs. The Social Security Administration adjusts benefits each January, so seniors will notice the new amount in the first payments of the year.
Knowing your payment schedule helps retirees plan better especially for those who rely on the benefit to cover rent, utilities, or medication. Delays are rare but can occur due to bank holidays or system maintenance, though most deposits are processed automatically overnight.
If your payment doesn’t arrive today, the SSA recommends waiting at least three business days before contacting your local office.