The Social Security Disability Insurance (SSDI) program serves as a critical safety net for disabled workers. To be eligible, applicants must meet particular criteria, including work credit requirements and medical condition severity. The program ensures financial assistance and access to necessary resources for those unable to maintain gainful employment due to a debilitating medical condition. The duration of the disability is also a crucial factor in determining eligibility for SSDI benefits.
In contrast to SSDI, the Supplemental Security Income (SSI) program focuses on providing financial support to low-income individuals with disabilities. Eligibility for SSI is based on financial need and disability status, without the requirement for work credits. There you go: you have to know the differences between the SSDI and SSI programs, in order to determine the appropriate program for each individual’s circumstances, and the payments they could be entitled to.
How could I apply for the SSDI benefits?
Firstly, applicants must have worked in jobs covered by Social Security, accumulating sufficient work credits. Next, they must have a medical condition recognized as a disability by the SSA. The condition should be severe enough to prevent substantial gainful activity for at least a year or result in death.
Lastly, applicants must be below the full retirement age and not receiving disability benefits from another program. The SSA has a comprehensive checklist for an adult to apply for the disability benefits: take a look at it here. When applying, you must provide details about doctors, healthcare professionals, hospitals, and clinics, such as their names, addresses, and contact numbers, along with patient ID numbers and dates of examinations and treatments.
Social Security Disability Insurance (SSDI) payment dates for August 2023
The payment dates for Social Security Disability Insurance (SSDI) in August 2023 are determined by various factors, such as the beneficiary’s date of birth and the initiation date of their SSDI benefits. The schedule include four days in the month when the money will be delivered to beneficiaries.
You’ll get your payment on one of the next dates, depending on your particular case:
- August 3: Payment for those who’ve received SSDI since before May 1997.
- August 9: SSDI payment for those with birthdays falling between the 1st and 10th of any given month.
- August 16: SSDI payment for those with birthdays falling between the 11th and 20th of any given month.
- August 23: SSDI payment for those with birthdays falling between the 21st and 31st of any given month.
What to do if your SSDI payment is delayed for more than three business days
If your payment is late, the first thing you need to do is wait at least three business days, as recommended by the SSA. In general, the state agency usually makes payments on time, but there may be external or extraordinary factors that can lead to issues. Now, if you suspect that any changes in your personal data may have changed since the last payment, such as your account number, or your residential address, this could have caused the delay.
If your SSDI benefits are paid directly by deposit to your bank account, and the payment is delayed, you can and should also contact your bank or financial institution. There may be a delay on their part, and perhaps they have not noticed. But, if you get paid by check, and you suspect it has been stolen, you should get in touch with the SSA as soon as possible and report it.
If the payment is still not received, you should contact the SSA. The SSA can be reached via phone at 1-800-772-1213, Monday through Friday, during the hours of 8 a.m. through 7 p.m. Those who are deaf or hard of hearing may reach the SSA’s TTY line at 1-800-325-0778.
Planning ahead: These will be your SSDI payment dates in September
If you’re already wondering what will your payment dates in September, here we are to help you to plane your household economy.
- September 13, if your birthdate is between the 1st and 10th of the month.
- September 20, if your birthdate is between the 11th and 20th of the month.
- September 27, if your birthdate is between the 21st and 31st of the month.
Note that if you receive SSDI based on someone else’s work record, such as spousal benefits or survivors benefits, your payment date will be based on the primary beneficiary’s birthdate, instead of yours.
How could I lose my SSDI benefits?
There are several reasons why a SSDI beneficiary could stop to be sent, particularly because the person does not qualify anymore. First, if you go back to work and your earnings exceed the established limit, the SSA will end your SSDI payments. The definition used by the SSA for substantial gainful activity (SGA) pertains to earning an amount that exceeds a designated monthly threshold. In the year 2023, the SGA threshold stands at $1,470 per month for individuals who are not visually impaired, while it is set at $2,460 per month for those who are blind.
The payments will also stop to be sent if the medical condition improves to a point where you’re no longer considered disabled. The SSA periodically reviews cases to determine continued eligibility, typically every three to seven years. However, they may review sooner under particular circumstances.
In a third scenario, once you reach the full retirement age, your SSDI benefits seamlessly transition into Social Security retirement benefits, while the payment amount remains unchanged.
If you get incarcerated for more than 30 days, you’re no longer eligible for SSDI benefits. Usually, the benefits could be reinstated one month after you are released from prison. And finally, if the SSA determines that a disability claim was fraudulent, the applicant’s benefits will stop. The false data could include identity, misrepresenting facts that could affect your disability case, or faking the actual disability situation.