As November 2023 is already here, millions of Americans eagerly anticipate their monthly Social Security payments. At this point, a portion of them have already received their paper checks or bank deposits. These payments provide financial assistance to retired and disabled individuals, survivors of deceased beneficiaries, and low-income individuals who rely on the Social Security Administration (SSA) programs.
Social Security payments are typically made on the second, third, or fourth Wednesday of each month, depending on your birthdate. For November 2023, the payment dates are not expected to be modified or moved.
Social Security Payments for the Rest of November 2023
Find your birthdate in the next chart, and discover when is your money arriving:
- November 8, 2023 (Second Wednesday): If you were born on the 1st – 10th of the month.
- November 15, 2023 (Third Wednesday): If you were born on the 11th – 20th of the month.
- November 22, 2023 (Fourth Wednesday): If you were born on the 21st – 31st of the month.
Eligibility Criteria for Social Security Benefit Programs
The SSA offers several benefit programs designed to provide financial assistance to different groups of people. To receive these benefits, individuals must meet specific eligibility criteria. Let’s explore the eligibility criteria for some of the most common SSA programs:
First, there’s the retirement benefits and healthcare programs. To be eligible for retirement benefits, you generally need to have earned a certain number of Social Security credits through your work history. The number of credits required depends on your birthdate, and you must be at least 62 years old to start receiving retirement benefits. Full retirement age ranges from 65 to 67, depending on your birth year.
Survivors benefits are provided to eligible family members of deceased workers. Spouses, children, and, in some cases, parents may be eligible for survivor benefits. The eligibility criteria vary based on your relationship to the deceased worker.
While not directly a cash benefit, Medicare is closely associated with Social Security and provides health insurance for individuals aged 65 and older. You’re generally eligible for Medicare if you or your spouse have earned enough credits through work history.
Now, what happens if you’re unable to work due to a disability?
If you have a qualifying disability and have earned enough credits, you may be eligible for Social Security Disability Insurance (SSDI). The SSA evaluates your medical condition and work history to determine your eligibility for these benefits. Additionally, you must be unable to engage in substantial gainful activity.
Supplemental Security Income (SSI): Don’t Fall in Alimentary Insecurity
SSI is a needs-based program that provides financial assistance to low-income individuals, including those who are disabled, blind, or elderly. To qualify for SSI, you must meet income and resource limits and be a U.S. citizen or a qualified alien.