The Social Security Disability Insurance (SSDI) payment schedule is determined based on the recipient’s birthdate. SSDI benefits are typically paid on a monthly basis, and the payment date is based on the recipient’s birthdate. Under these parameters, if your birthday falls on the 1st through the 10th day of a month, your SSDI payment is made on the second Wednesday of each month.
But, if it falls on the 11th through the 20th day of a month, your payment is made on the third Wednesday. Now, if your birthday is between the 21st through the 31st day of a month, your check or deposit will arrive at the fourth Wednesday: this is the third group. There is another group, but keep reading further to get to understand who are those SSDI beneficiaries.
Your SSDI payments for September 2023: Mark your calendar because there’s an extra payment
In September, Social Security has all the dates already scheduled for the payment of SSDI benefits. September 1 is a special date, as an early payment is made, providing early financial relief. In addition, for those who would normally receive their payment on September 3, it will also be made on September 1, since the original pay date is a Sunday.
Then, September 13 marks the day when those beneficiaries whose birthday falls within the first ten days of their birth month will receive their payment. Later, on September 20, it is the turn of those whose birthday falls between the 11th and the 20th of their birth month. Finally, September 27th is the payment date for beneficiaries whose birthday falls after the 20th day of their birth month. In addition, to ensure that all SSI beneficiaries have access to their funds before the weekend of October, there will be an early payment on September 29.
The qualifying criteria for SSDI benefits
The qualifying criteria for SSDI benefits are critical to providing support to people facing challenges due to a disability. These criteria are designed to ensure that those who really need help receive the right benefits. First, it is important to understand that SSDI is intended for people who have a disability that prevents them from working.
Having a medical disability is, basically, the first and more influential standard to qualify. You must show that you have a medical disability that meets the Social Security Administration’s definition of disability. This means that your disability must be severe and long-lasting, and it must be supported by solid medical evidence. The disability must be so severe that you can’t do the job you used to do and that you can’t adjust to another type of job because of your disability.
Also, you must have worked and contributed to Social Security for a sufficient period before becoming disabled. This is called the “work duration” requirement and it varies depending on the age at which you become disabled. There are income and resource limits that you must meet to receive SSDI. If you have income or resources above these limits, you may not qualify for benefits. In some cases, receiving other benefits, such as workers’ compensation or veterans’ benefits, may affect your eligibility for SSDI.
Can work and receive SSDI benefits?
Yes, but there are certain rules and conditions you need to be aware of. Firstly, the Social Security Administration (SSA) has a limit on how much you can earn while receiving SSDI benefits. This limit is referred to as ‘Substantial Gainful Activity’ (SGA). As of 2023, if you earn more than $1,470 per month ($2,460 if you’re blind), you’re considered to be engaged in SGA. Earning more than the SGA limit could signal to the SSA that you might no longer be disabled, which can result in your benefits being stopped.
However, the SSA offers a ‘Trial Work Period’ (TWP) that allows you to work and earn more than the SGA limit for a certain period of time without risking your benefits. The TWP is a nine-month period within a rolling 60-month (5-year) window. During this period, you can receive full SSDI benefits regardless of how much you earn. The months do not have to be consecutive, and any month in which you earn more than $1,050 in 2023 is considered a trial work month.