As retirees embark on their golden years, choosing the perfect place to call home becomes primordial, due to the costs of living during that state of the person’s life. Fortunately, the United States offers a plethora of retirement-friendly cities, each with its unique charm. Come with us and explore five of the top cities that promise an ideal setting for a fulfilling retirement.
But, before going there, what should you consider when thinking about retirement? Analyze the cost of living, taxes, and healthcare services in your chosen location. Additionally, proximity to family and friends is a significant consideration, as social connections play a vital role in our well-being. Safety, climate, and recreational opportunities are other factors to weigh. You’ll want to ensure that your chosen location offers a climate that suits your preferences and access to activities and amenities that align with your interests, whether it’s golfing, hiking, or cultural events. Consider factors like healthcare access, transportation, and potential changes in your needs as you age.
Top 5 Cities for Retirement in the United States
- Savannah, Georgia – Affordable Living with Historic Charm
Population: 167,289
Cost of living index: 90.2
Median house price: $404.6K
Nestled in the heart of Georgia, Savannah stands out as a beacon of affordability and historic allure. This charming city boasts a high quality of life, with its historic landmarks and vibrant attractions. Residents relish the exquisite local cuisine and the scenic beauty of Skidaway Island State Park, a hiker’s paradise. Savannah offers an abundance of recreational activities, from kayaking to dolphin tours. Additionally, the city provides access to modern healthcare facilities, including two major cancer centers. With a cost of living below the national average, Savannah beckons retirees to savor their golden years in style. - Tucson, Arizona – Comfortable Weather and Outdoor Adventures
Population: 546,190
Cost of living index: 97
Median house price: $375K
Tucson, Arizona, stands as a haven for retirees seeking comfortable weather and outdoor adventure. With 300 days of sunshine annually, it’s a paradise for outdoor enthusiasts. Seniors can indulge in the city’s vibrant performing arts scene. Tucson’s bicycle-friendly streets cater to eco-conscious retirees looking to live sustainably. Saguaro National Park offers a breathtaking backdrop for retirees seeking solace and serenity in their golden years. - Myrtle Beach, South Carolina – Waterside Bliss and Mild Climes
Population: 39,162
Cost of living index: 90.4
Median house price: $313.7K
Myrtle Beach, South Carolina, emerges as an idyllic retirement destination, boasting mild year-round temperatures. Summers invite residents to embrace waterside activities like fishing, kayaking, and paddleboarding, while even chilly winters are perfect for beachfront strolls. With advanced healthcare facilities, affordable living costs, and a plethora of entertainment options, Myrtle Beach caters to seniors seeking a delightful coastal retirement experience. - Eugene, Oregon – Arts, Culture, and Mountain Serenity
Population: 175,685
Cost of living index: 106.6
Median house price: $535K
Eugene, Oregon, is a dynamic city that beckons retirees with a mix of arts, culture, and proximity to the Cascade Mountains. Outdoor enthusiasts will find their haven among the city’s scenic trails, including those leading to Spencer Butte, offering captivating mountain vistas. With affordable living costs and a low crime rate, Eugene stands out as an ideal destination for seniors seeking an active yet secure retirement. - Tarpon Springs, Florida – A Haven of Recreation and Greek Flair
Population: 26,442
Cost of living index: 102.8
Median house price: $525K
Tarpon Springs, Florida, combines the allure of a fishing village with a wealth of recreational opportunities. This city boasts four golf courses, a performing arts center, a public marina, and an aquarium. Seniors can relish oceanfront beaches, including Sun Beach, perfect for boat launching, swimming, and picnics. The city also hosts Brookdale Tarpon Springs Assisted Living, a dedicated retirement community. For retirees in search of a vibrant and active lifestyle, Tarpon Springs is an excellent choice.
When Will You Get Your Social Security Payment in November 2023?
Millions of eligible Americans will soon receive their November Social Security payments, with different payment dates based on their birthdate. Those born before the 10th of the month will receive their checks on November 8. Individuals born between the 11th and 20th will get their payments on November 15, while those born after the 21st can expect their checks on November 22.
Furthermore, it was announced on October 12 that the 2024 Cost of Living Adjustment (COLA) will be 3.2%. This means that starting in January, beneficiaries will see an average monthly increase of $58 in their payments.